Lending Courses

These courses are designed for lenders with minimum experience. They will present topics covering attributes of successful lenders followed by basic analytical skills including: Financial Statement Review, Ratio Analysis, Cash Flow Analysis, Loan Structuring, Writing an effective Credit Memorandum and Loan Documentation. The method of instruction includes case studies to present concepts and reinforce understanding. After completing this course, the participant will be able to:

• Identify the information required to make a financial assessment
• Review a full set of financial statements successfully
• Perform ratio analysis to determine Liquidity, Leverage and Operating Performance
• Complete a cash flow statement and interpret the status of cash at varying points of a company’s operations
• Structure loans properly to match the financial requirements of the borrower
• Write an effective credit memorandum
• Cite the five steps in the loan documentation process and the purpose of the major legal documents

WHO SHOULD ATTEND?
• Commercial Lenders
• Credit Officers
• Branch Managers
• Credit Analysts
• Consumer Lenders
• Loan Review Officers
• Compliance Officers
• Relationship Bankers